My head is going to explode because im too tired to figure this out...

I have a dirtbike I am still paying on, I owe $5700 on it,

I want to trade my current bike in for a new one that costs about $1500.

Trade in for my current bike would be about $3500 (yeah resale on dirtbikes suck hard)

If I were to trade my current bike in for the $1500 one what would my payments probably be at 10% interest (just for this case not really that high) and how much would I then probably owe total on my loan?

how long are you financing it? you would still owe $3700 after all is said and done, i think, so it just depends on the time.

either 3 or 5 years

3 years - $113/month
5 years - $69/month

i think...

Yeah what Bankie got seems about right to me..unless you're talking about 10% annually, then it'd be different.

My idea of finance is saving up the money to buy something outright.

Werd. I do not look forward to the day that I've got a monthly payment on something...but it's basically unavoidable these days to live a credit-free life. Even if you do manage it, you get punished at every turn by a culture that passes out rewards based on credit rating.

haha, no payments. YOU BASTARD! god damn VW credit saps $277 of my life force every month for 5 years. i dont even get to drive it half the year, and you putt around for FREE!

well...i gotta pay for gas

touche... but theres at least a $170 a month difference there...

I wish I could, but I suck at saving money for long periods of time when I know theres a way I can have it now.

10%? ouch!

well $5700 - $3500 = $2200 you still owe for your old bike (what % was that one? What kind of loan is it? i.e. can you keep the loan if you sold the bike?)

and ofcourse the new $1500 loan for your new bike..

is 10% annual, monthly, semestrial, etc?

10% is just worst case scenerio, it wouldnt actually be that high. The bike is collateral for the loan and I couldnt sell the bike for payoff even so I couldnt sell it either.